A new way to take advantage of free checking, Kasasa Cash® is the perfect option for those seeking to earn more. No monthly service fees, no ATM fees and a higher yield on your balance for every month you qualify.
- No Monthly Maintenance Fee
- No Monthly Minimum Balance
- Free Mobile Banking with Check Deposit
- Free Online Banking
- Free eStatements
- Free BillPay
- Free Debit Card
- Unlimited Check Writing
So, there are three things we ask you to do each month to qualify for Kasasa checking rewards. But they’re easy and you probably do them anyway! If you don’t qualify for the month, you still earn our base interest rate*. Here they are:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive eStatement notice
- Be enrolled and log into online banking
To enjoy the convenience of Direct Deposit, you’ll need our routing number 221272167 and your account number.
Transfer your monthly earned interest and refunds on ATM fees into a Kasasa Saver account! Learn more.
*APY=Annual Percentage Yield. APYs accurate as of Date. Rates may change after account is opened. Minimum to open is $50 for Kasasa Cash and $50 for Kasasa Saver. For Kasasa Cash, if qualifications are met each monthly qualification cycle: (1) Domestic ATM fees incurred during qualification cycle will be reimbursed and credited to account on the last day of monthly statement cycle; (2) balances up to $25,000 receive APY of 2.00%; and (3) balances over $25,000 earn 0.25% interest rate on the portion of the balance over $25,000, resulting in 2.00% to 0.60% APY depending on the balance. If qualifications are not met on Kasasa Cash all balances earn 0.01% APY. Fees may reduce earnings. Qualifying transactions must post to and settle Kasasa Cash account during monthly qualification cycle. Transactions may take one or more banking days from the date transaction was made to post to and settle account. ATM-processed transactions do not count towards qualifying debit card transactions. “Monthly Qualification Cycle” means a period beginning one day prior to the first day of the current statement cycle through one day prior to the close of the current statement cycle. The advertised Kasasa Cash APY is based on compounding interest. Interest earned in Kasasa Cash is automatically transferred to Kasasa Saver each statement cycle and does not compound. Actual interest amount paid may be less than advertised Kasasa Cash APY. The Kasasa Saver APYs may be less than Kasasa Cash APYs. Limit one account per SSN. ATM receipt must be presented for reimbursement of an individual ATM fee of $5 or higher.