Other Personal Lending

We offer other types of personal lending for your convenience such as auto loans, personal loans, and overdraft line of credit

Lending Options for NJ Residents - Manasquan Bank

Manasquan Bank offers other types of personal lending for your convenience such as auto loans, personal loans, and overdraft line of credit.  These types of loans are great complements to your existing Manasquan Bank deposit account.

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Overdraft Line of Credit

You’ll never have to worry about your checking account balance when you apply for our Overdraft Checking Revolving Line Of Credit. This allows you to make purchases with your debit card or write checks even if you don’t have sufficient funds in your checking account.  Repayment can be made in full upon receipt of your statement or in installments. Complete one simple application and receive fast approval.

Account Loan

Use your savings or CD account as collateral to borrow up to 90% of your balance.  The interest rate will be 2% above the annual percentage yield you currently earn on the deposit account you are borrowing against.  Interest is payable monthly and will be billed quarterly.  This is an easy way to borrow without withdrawing your savings or incurring an early withdrawal penalty.

Freedom Loan

The New Jersey Freedom Loan Program is designed to offer all eligible military personnel and their families, a five-year unsecured loan of up to $10,000. Principal and interest will be deferred during the first year of deployment.

 

Auto Loan

Our auto loan can quickly put you in the driver’s seat of your new vehicle. We offer a pre-approval service and an interest rate discount when your payment is automatically transferred from your Manasquan Bank checking account.

Ready to apply for a personal loan?

Visit your local branch and a Manasquan Bank team member will get you started.

New Jersey's Full Service Community Bank
(844) 626-2265
[email protected]
2221 Landmark Place
Manasquan
NJ
08736