Mortgage Rates

We are able to offer competitive mortgage rates so you can enjoy the home of your dreams with a comfortable monthly payment.

At Manasquan Bank, we are able to offer competitive mortgage rates so you can enjoy the home of your dreams with a comfortable monthly payment. Our residential loan officers have the experience, expertise and flexibility to help homeowners get the lending they need. Reach out to us and we’ll handcraft a home loan to fit your needs.

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We are ready to help and serve you!  Take a look at our Documentation Checklist and then start your online application.  If you need assistance, a Residential Business Development Officer is available to answer your questions or concerns.

Loan Type Rate APR Points Monthly Payment per $1,000
30 Year Fixed 4.250% 4.288% 0 $4.92
25 Year Fixed Bi-Weekly 3.875% 3.912% 0 $2.54
20 Year Fixed 3.875% 3.927% 0 $5.99
20 Year Fixed Bi-Weekly 3.625% 3.672% 0 $2.87
15 Year Fixed 3.500% 3.565% 0 $7.15
15 Year Fixed Bi-Weekly 3.375% 3.438% 0 $3.46
10 Year Fixed 3.500% 3.594% 0 $9.89
3/3 Year Adjustable 2.875% 3.873% 0 $4.15
5/1 Year Adjustable 2.875% 3.316% 0 $4.08
5/5 Year Adjustable 3.000% 3.359% 0 $4.22
7/1 Year Adjustable 3.250% 3.419% 0 $4.35
10/1 Year Adjustable 3.500% 3.536% 0 $4.49

APRs accurate as of Date.

APR = Annual Percentage Rate.  The above Rate, APR and Payment per $1,000 are based on a $350,000 loan on a $437,500 property in Monmouth County, NJ. For loan amounts greater than $625,000, a minimum FICO score of 720 is required or the rate is increased by .125%.  If an escrow account is required or requested, the actual payment will also include amounts for real estate taxes, homeowner’s insurance premiums, and flood insurance premiums if required.  Mortgage loans with a down payments of less than 20% will require Private Mortgage Insurance and therefore will have a higher APR and monthly payments than those shown.  For loans requiring Private Mortgage Insurance,  a minimum 5% down payment is required.  Rates are subject to change at any time.

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of [%loanamount%] and an estimated property value of [%propertyvalue%]. The property is located in Manasquan, NJ and is within Monmouth County. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 45 days and the assumed credit score is 740.

At a [%rate%] interest rate, the APR for this loan type is [%apr%]. The payment schedule would be:

[%payments%]

If an escrow account is required or requested, the actual payment will also include amounts for real estate taxes and homeowner's insurance premiums.

Loan Type Rate APR Points Monthly Payment per $1,000
30 Year Fixed 4.375% 4.385% 0 $4.99
25 Year Fixed Bi-Weekly 4.000% 4.002% 0 $5.41
20 Year Fixed 4.000% 4.014% 0 $6.06
20 Year Fixed Bi-Weekly 3.750% 3.755% 0 $6.42
15 Year Fixed 3.625% 3.643% 0 $7.21
15 Year Fixed Bi-Weekly 3.500% 3.510% 0 $7.74
10 Year Fixed 3.625% 3.650% 0 $9.95
3/3 Year Adjustable 3.000% 3.875% 0 $4.22
5/1 Year Adjustable 3.000% 3.333% 0 $4.22
5/5 Year Adjustable 3.125% 3.377% 0 $4.28
7/1 Year Adjustable 3.375% 3.451% 0 $4.42
10/1 Year Adjustable 3.625% 3.587% 0 $4.56

APYs accurate as of Date.

APR = Annual Percentage Rate.  The above Rate, APR and Payment per $1,000 are based on a $1,501,000 loan on a $2,000,000 property in Monmouth County, NJ. If an escrow account is required or requested, the actual payment will also include amounts for real estate taxes, homeowner’s insurance premiums, and flood insurance premiums if required.  The rate is for all loan applications with a minimum FICO score of 720.  A minimum 20% down payment is required.

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of [%loanamount%] and an estimated property value of [%propertyvalue%]. The property is located in Manasquan, NJ and is within Monmouth County. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 45 days and the assumed credit score is 740.

At a [%rate%] interest rate, the APR for this loan type is [%apr%]. The payment schedule would be:

[%payments%]

If an escrow account is required or requested, the actual payment will also include amounts for real estate taxes and homeowner's insurance premiums.

New Jersey's Full Service Community Bank
(844) 626-2265
info@manasquanbank.com
2221 Landmark Place
Manasquan
NJ
08736