Manasquan Bank has unparalleled experience, expertise and flexibility to help locals get the home lending they need for their Jersey Shore dream homes. Our mortgage lending team has made their home here for decades, and are particularly suited to handcraft a mortgage loan for any borrower’s needs.
We know the mortgage and refinance process can be complicated. Rest assured you’ll always have someone to call directly and meet face-to-face at our Wall Township headquarters. Our Residential Business Development Officers have a passion for helping borrowers navigate through the many steps to homeownership.
Tools to Get You Closer to Home
Calculate Payment: Calculate a monthly payment and view the options.
Calculators: These calculators offer assistance as you research which type of mortgage is best for you, deciding if it is the right time to refinance, or if you’re ready to purchase a home.
Apply Online: Ready to get going? Use our online portal to jump-start the application process.
Learning Center: To assist you in your understanding of the home lending process, our learning center provides the following resources: a mortgage glossary of important industry terms, how to get a loan, types of loans, and the basics of home buying.
Mortgage Checklist: Review what documents you need to apply for your home loan.
More Information to Get You Closer to Home
Pre-Qualification. Meet with a Residential Business Development Officer to receive a pre-qualification letter, free of charge. The Pre-qualification letter shows how much home you can afford and let’s your realtor know that you’re serious about home shopping.
Pre-Approval. Get an approval in days, not months. Submit an application for any qualifying loan and receive a pre-approval letter to assist you with your purchase. Upon contract, continue to float the rate, or lock in at the current rate by signing a Rate Lock Agreement.
First-time Homebuyer Program. If you’re buying a home for the first time, Manasquan Bank wants to give you a little additional assistance. Receive an interest rate reduction of 1/8% off the loan program’s normal rate providing you have automatic payment from a Manasquan Bank checking account. Additionally, your application fee will be refunded at closing. Give us a call to see if you qualify for the first-time homebuyer program!
To help you save on your path to homeownership, we offer a special Homebuyer Certificate of Deposit. Learn More.
Low & Moderate Income Borrower Program. We know it’s difficult to afford to live in New Jersey, so this program helps low and moderate income borrowers get into a home of their own. Receive an interest rate reduction of 1/8% off the loan program’s normal rate providing you have automatic payment from a Manasquan Bank checking account. Additionally, your application fee will be refunded at closing. Income limits apply. Please see your Manasquan Bank representative for details.