Home Equity Rates

We are able to offer competitive home equity loan rates so you can enjoy the home of your dreams with a comfortable monthly payment.

At Manasquan Bank, we are able to offer competitive home equity rates so you can access the equity in your home to meet your financial goals. Our lending team has the experience, expertise and flexibility to help homeowners. Reach out to us and we’ll handcraft an equity loan to fit your needs.

Ready to Apply Online or Need Assistance?

We are ready to help and serve you!  Take a look at our Documentation Checklist and then start your online application.  If you need assistance, your local branch is available to answer your questions or concerns.

Home Equity Offer:

Home Equity Loan Rates NJ - Manasquan Bank

Loan Type Rate APR Points Monthly Payment per $1,000
5 Year Fixed 1st Lien 3.625% 3.625% 0 $18.25
5 Year Fixed 2nd Lien 4.125% 4.125% 0 $18.47
10 Year Fixed 1st Lien 3.750% 3.750% 0 $10.01
10 Year 2nd Lien 4.250% 4.250% 0 $10.24
15 Year Fixed 1st Lien 3.875% 3.875% 0 $7.27
15 Year Fixed 2nd Lien 4.750% 4.750% 0 $7.78
20 Year Fixed 1st Lien 4.250% 4.250% 0 $6.19
20 Year Fixed 2nd Lien 5.000% 5.000% 0 $6.60
5 Year HELOC Fixed 4.000% 4.000% 0 $9.10
10 Year HELOC Adjustable 4.000% 4.000% 0 $9.10

APRs accurate as of Date.

APR = Annual Percentage Rate.  The above Rate, APR and Payment per $1,000 are based on a $50,000 loan with a maximum loan-to-value ratio of 80%. The above rates include a .25% discount for automatic payment from a Manasquan Bank checking account.  The property is located in Monmouth County, NJ. Rates are subject to change at any time.

The information provided assumes the purpose of the loan is to purchase a property, with a loan amount of [%loanamount%] and a maximum loan to value of [%propertyvalue%]. The property is located in Manasquan, NJ and is within Monmouth County. The property is an existing single family home and will be used as a primary residence. An escrow (impound) account is required. The rate lock period is 45 days and the assumed credit score is 740.

At a [%rate%] interest rate, the APR for this loan type is [%apr%]. The payment schedule would be:


If an escrow account is required or requested, the actual payment will also include amounts for real estate taxes and homeowner's insurance premiums.

New Jersey's Full Service Community Bank
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