Manasquan Bank has been helping people turn houses into homes since 1874. We’re here for you with affordable mortgage options, fast approvals and a loan advisor that guides you through the entire process. So, if you’re thinking about buying a new home, building that dream house or refinancing your present mortgage we’re here to help.

Take The Next Step

Apply online, by phone or face-to-face at your local branch. Residential Lending Department: 732-292-8440


Get Professional Advice

Speak with one of our dedicated Loan Officers to give you personal guidance on your particular situation and mortgage needs.

Call or email directly, or request a free consultation.



Today’s Featured Rates

30 Year Fixed Rate

Rate APR Points
4.000 4.043 0

20 Year Fixed Rate

Rate APR Points
3.875 3.934 0

15 Year Fixed Rate

Rate APR Points
3.375 3.449 0

10/1 Year Adjustable Rate

Rate APR Points
3.250 3.144 0

5/5 Year Adjustable Rate

Rate APR Points
3.000 2.959 0


Rates as of Saturday, September 5, 2015

*Select a product title to view assumptions and important disclosure information.

personalized-quote rate-watch resources resources

Free Pre-Qualification

Meet with one of our loan officers or mortgage representatives to submit for a pre-qualification letter. This service is completely free of charge.

Down Payment

Primary/Secondary Residence: 20%; with Private Mortgage Insurance: Primary 10%, Secondary 15%. Rental/Investment Properties 20%.

Property Type/Lending Area

Types of Properties: Single family, two to four family, condominiums and planned unit development homes. Primary, secondary and rental/investments are eligible. The bank’s primary lending area is Southern Monmouth and Northern Ocean counties.


Special Programs

We offer two special programs for first mortgages. Click here to learn more about First Time Homebuyer and Low/Moderate Income Borrower Programs.

Fast Pre-Approval

A firm commitment in weeks, not months! Simply submit an application for any qualifying loan and a pre-approval letter will be issued for a term of 60 days. Upon contract you can continue to float the rate or lock in at the current rate by signing a Rate Lock Agreement and paying the 1% lock in fee. The pre-approval application fee of $100 will be credited to the mortgage application.

Enjoy A Stress-Free Mortgage Process

Fast Pre-Approvals

Competitive Rates

Local Personal Service

Expert Advice

NMLS Registry Information for Manasquan Bank Mortgage Loan Originators