Everyone in our community should be able to experience the joy and pride of owning a home. With the cost of living in the Garden State among the highest nationwide, Manasquan Bank is helping more New Jerseyans move closer to homeownership with the HomeStart Program for low- and moderate-income borrowers.
Connect your loan to automatic payments from a Manasquan Bank checking account to receive a 1/8% interest rate reduction when, prior to closing you elect to have your loan payments automatically deducted from a Manasquan Bank checking account. The HomeStart Program can be used with any Manasquan Bank mortgage, including:
- (Fixed Rates, Adjustable Rates, or Bi-weekly loans)
Additionally, your application fee will be refunded at closing. Income limits apply.
- 15% down, no PMI and no increase to interest rate
- 1/8% rate reduction off normal rate (if you have your mortgage payment automatically deducted from a Manasquan Bank checking account)
- 1/8% off normal margin on Adjustable Mortgage Loans
- Application fee refundable at loan closing
- No hidden fees
Tools to Get You Closer to Home
Calculate Payment: Calculate a monthly payment and view the options.
Calculators: These calculators offer assistance as you research which type of mortgage is best for you, deciding if it is the right time to refinance, or if you’re ready to purchase a home.
Apply Online: Ready to get going? Use our online portal to jump-start the application process.
Learning Center: To assist you in your understanding of the home lending process, our learning center provides the following resources: a mortgage glossary of important industry terms, how to get a loan, types of loans, and the basics of home buying.
Mortgage Checklist: Review what documents you need to apply for your home loan.