Buying a home for the first time? Let Manasquan Bank provide the extra assistance you need to achieve your homeownership dream.
With our First-Time Homebuyer Program, you can receive an interest rate reduction when you connect your loan to automatic payments from a Manasquan Bank checking account.
All you have to do to receive these benefits is connect your loan to automatic payments from a Manasquan Bank checking account. (only the rate reduction is tied to the auto payment)
- 1/8% rate reduction off normal rate (if you have your mortgage payment automatically deducted from a Manasquan Bank checking account)
- 15% down, no PMI and no increase to interest rate
- 1/8% off normal margin on Adjustable Mortgage Loans
- Application fee refundable at loan closing
- No hidden fees
- No income or purchase limits
Tools to Get You Closer to Home
Calculate Payment: Calculate a monthly payment and view the options.
Calculators: These calculators offer assistance as you research which type of mortgage is best for you, deciding if it is the right time to refinance, or if you’re ready to purchase a home.
Apply Online: Ready to get going? Use our online portal to jump-start the application process.
Learning Center: To assist you in your understanding of the home lending process, our learning center provides the following resources: a mortgage glossary of important industry terms, how to get a loan, types of loans, and the basics of home buying.
Mortgage Checklist: Review what documents you need to apply for your home loan.