First-Time Homebuyer Program

Make Your Homeownership Aspirations a Reality

Buying a home for the first time? Let Manasquan Bank provide the extra assistance you need to achieve your homeownership dream.

With our First-Time Homebuyer Program, the application fee will be refunded to you at closing and you can receive an interest rate reduction when you elect to have your loan payments automatically deducted from a Manasquan Bank checking account.

Program Details

  • 15% down, no PMI and no increase to interest rate
  • 1/8% rate reduction off normal rate (if you have your mortgage payment automatically deducted from a Manasquan Bank checking account)
  • 1/8% off normal margin on Adjustable Mortgage Loans
  • Application fee refundable at loan closing
  • No hidden fees
  • No income or purchase limits

Tools to Get You Closer to Home

Calculate PaymentCalculate a monthly payment and view the options.

Calculators: These calculators offer assistance as you research which type of mortgage is best for you, deciding if it is the right time to refinance, or if you’re ready to purchase a home.

Apply OnlineReady to get going? Use our online portal to jump-start the application process.

Learning Center:  To assist you in your understanding of the home lending process, our learning center provides the following resources: a mortgage glossary of important industry terms, how to get a loan, types of loans, and the basics of home buying.

Mortgage ChecklistReview what documents you need to apply for your home loan.

New Jersey's Full Service Community Bank
(844) 626-2265
[email protected]
2221 Landmark Place