About Us

Since 1874, Manasquan Bank has been a big part of their communities, helping them grow and prosper with mortgages, construction loans, business loans, and everyday banking like checking and savings accounts. As technology has evolved, so have traditional banking capabilities. Online banking, E-Statements, Bill Pay and now Mobile banking have become mainstays of checking, savings and other accounts and they’re all available fee-free here at Manasquan Bank!

Our staff is friendly, knowledgeable and ready to help you attain your goals; whether it’s saving for your first home, obtaining working capital to grow your business, or simply opening a checking account. Stop in to one of our eight convenient locations and we’ll get you started!

Board of Directors

James M. Manser


Andy Sisti

Vice Chairman

Thomas F. Blake
Christopher R. Housen
James J. Lepore, Jr.
Ann Noble
Barry J. Osborn
Theodore F. Raffetto
James S. Vaccaro


Executive Management

James S. Vaccaro
President and CEO

Mark Beriault
Executive Vice President
Chief Lending Officer

Catherine Franzoni
Executive Vice President
Chief Financial Officer


Senior Management

Kathie Adams
Vice President, Business Development Officer & Product Service Specialist

Suellen Arecchi
Vice President, BSA Officer

Nancy Canary
Senior Vice President, Controller

Jeffrey Casten
Senior Vice President, Director Commercial Lending

Luke Caverly
Senior Vice President, Commercial Lending

Beth Culos
Vice President, Commercial Lending

Robert Hart
Senior Vice President, Residential Lending

William Horvath
Senior Vice President, Commercial Lending

Joan Konopka
Vice President, Human Resources

Rich Lanza
Vice President, IT Officer

Bruce Oswald
Senior Vice President, Chief Retail Officer

Ann Slavick
Vice President, Deposit Operations

Alan J Stuart
Senior Vice President, Corporate Secretary, Branch Administrator

Mary Anne Whittemore
Senior Vice President, Commercial Lending

Steve Yarosz
Vice President, Facilities


Branch Managers

Mary Guetzlaff
Bay Head

Margie Allen

Diane Onto

Kristine Zulewski
Wall Corporate

Lisa Colonno
Pt. Pleasant

Jennifer Weisert

Dina Gibson
Spring Lake Heights

Jean Wild


The History of Manasquan Bank


  • July 29, 2015 - The bank dropped “Savings” from its name becoming Manasquan Bank and introduced a new logo and brand identity.
  • May 5, 2008 - The bank opened its eighth full service office and administrative offices located on Landmark Place at Route 34 in Wall Township.
  • October 15, 2007 - The bank opened its seventh office located at Route 88 and Herbertsville Road in Point Pleasant.
  • November 1, 2002 - The bank opened its sixth office located at 167 Newtons Corner and Ramtown-Greenville Roads in the Ramtown section of Howell Township.
  • September 16, 2002 - A fifth office was opened at 305 Highway 71, Spring Lake Heights.
  • July 19, 2002 - A fourth office was opened at 24 Princeton Avenue, Brick Township.
  • July 1, 2001 - The banks web site became transactional with Online Bill Payment option and we began accepting loan applications online.
  • March 1998 - The bank established an informational Web site at www.manasquanbank.com.
  • March 23, 1997 - The bank completed the renovation of its Manasquan office. The renovation included a vault with the bank’s first set of safe deposit boxes, a new teller counter, a traditional banking platform and a rear entrance.
  • October 1997 - The bank re-organized into a mutual holding company. Since no stock was sold to the public, the depositors still have an ownership interest in the mutual holding company.
  • June 29, 1992 - The Association was re-organized as a New Jersey state charter savings bank and became Manasquan Savings Bank.
  • March 1990 - We opened our first Automatic Teller Machine (ATM) in the vestibule of the Manasquan Office drive in facility.
  • August 31, 1979 - Our drive-in facility opened on Abe Voorhees Drive in Manasquan.
  • August 1979 - The Association acquired the Bay Head Savings & Loan, establishing our first Ocean County office. During October 1993 we moved to our current location at 85 Bridge Avenue.
  • March 1974 - We completed our first century of continuous service in Monmouth & Ocean Counties.
  • May 7, 1969 - The Wall Township office became the legal principal office, the Manasquan office.
  • September 19, 1959 - Our office at Meetinghouse Road and Route 35, Wall Township opened. In 1970 the first addition was added and the Bank’s loan department moved from the Manasquan office to Wall Township. In January 1991 the bank added its third addition, expanding the loan department and moving the accounting department from the Manasquan office to Wall Township.
  • July 7, 1950 - The Association received its Certificate of Insurance from the Federal Savings & Loan Insurance Corporation. In 1989 we became insured by the FDIC SAIF Fund, providing protection to each depositor up to the maximum provided by law.
  • June 6, 1950 - The name was changed to Manasquan Savings & Loan Association.
  • June 12, 1936 - The Association built its first permanent quarters at 185 Main Street, Manasquan.
  • 1932 - The Association acquired property located at 185 Main Street upon which a house was being utilized as a restaurant.
  • 1923 - The Association moved to the Tassini Building on Main Street, Manasquan, then to the new Tassini Building at 129 Main Street and remained there until 1936.
  • February 10, 1910 - The Association re-incorporated, changing the name to Manasquan Building & Loan Association.
  • March 21, 1874 - Incorporated and chartered by the State of New Jersey as the Squan Village Building & Loan Association. The Association was located in the Borden building in Manasquan until 1922.
  • July 29, 2015 - The bank dropped “Savings” from its name becoming Manasquan Bank and introduced a new logo and brand identity.

Enjoy these scenic postcards which give us a look into the past!