Compare Loans
| Auto Loans | |||||
| Age of Vehicle | Interest Rate | Estimated APR | Maximum Term | Down Payment | Maximum Loan |
| New | 7.00% | 7.00% | 36 months | 10% | $50,000 |
| New | 7.25% | 7.25% | 37-60 months | 10% | $50,000 |
| Used Up to 3 model years | 7.75% | 7.75% | 48 months | 10% | $40,000 |
| Used 4 or 5 model years | 8.00% | 8.00% | 36 months | 10% | $30,000 |
| Down payment is exclusive of sales tax and any rebate. On used autos the maximum loan will be the lesser of 90% of net sale price or 90% of NADA book value. Minimum loan: $2,000. | |||||
| Unsecured Consumer Loans | ||
Interest Rate |
Estimated APR | Term |
| 14.00% | 14.00% | Up to 36 months |
| 14.25% | 14.25% | 37 months - 60 months |
| Maximum Loan Amount: $10,000.00 Minimum Loan Amount: $1,000.00 |
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May be requested for any worthwhile purpose.
A 1/4% rate reduction is granted for automatic transfer payment from a checking account at this bank.
| Overdraft Checking | ||
Interest Rate |
Estimated APR | Overdraft Transfers |
| 7.75% Floor: 7.25% Ceiling: 12.75% |
7.75% | Multiples of $100.00 |
| Maximum Line of Credit: $5,000.00 Minimum Line of Credit: $1,000.00 |
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This is a Revolving Line of Credit. A statement will be rendered monthly. The minimum payment will be the greater of 1/36 principal plus interest on the outstanding balance or $50.00.
